Take your money up a notch.
Your budget, bills, net worth, mortgage and rentals in one calm app. Built for you and your partner, with every feature included.
Every dollar, sorted. Without the spreadsheet.
Notch pulls in every transaction, sorts it automatically, and shows how this month is pacing against your budget day by day.
- Fix a category once, and every past and future charge from that merchant follows
- Make your own categories, and see and edit every rule in one place
- A review queue so nothing slips by unchecked
Never wonder what's due.
Statement balances, minimums and due dates for every card, alongside the subscriptions and bills Notch finds on its own, all on one calendar.
- Card statements and due dates straight from your bank
- Paid, due soon and overdue at a glance
- Add the bills it can't see, like rent paid by check
Yours, mine and ours. In one tap.
Switch between Both, You and Your partner on any screen. Joint accounts split however you actually split them, and each of you gets your own login.
- See each person's spending and net worth side by side
- Joint accounts split 50/50, 60/40, or however you share
- Two logins, one household, one subscription
Your home and your rentals, right next to your money.
Track a mortgage from the day you closed. Every payment split into principal, interest and escrow, your equity growing, and each rental's profit and loss ready for tax time.
- Full loan history since closing, with the balance kept current automatically
- Equity and loan-to-value for every property
- Rental income, expenses and net operating income, exported in one tap
See next month before it happens.
Notch shows where each dollar went, what you kept, and your checking balance 60 days out, so a tight week never catches you off guard.
- Where each dollar went, in plain numbers
- Month by month: what you kept, at a glance
- A 60-day forecast with the lowest point flagged
On your phone. On your Mac. Always in sync.
Install Notch on iPhone, Android or Mac, or open it in any browser. Your money updates on its own, so everything is current wherever you look.
No premium tier. No upsells.
Forecasting, real estate and household features aren't locked behind a more expensive plan. You get all of it.
Recurring & subscriptions
Found automatically, with a yearly total that might surprise you.
Goals
Save toward anything. Link an account and progress updates itself.
Debt payoff plan
Your debt-free date, and how much interest an extra payment saves.
Net worth
Assets, debts, investments and property, tracked over time.
Running balances
A check-register view of every account, balance after every line.
Your categories
Create your own anywhere: while reviewing, in rules, or in settings.
Import & export
Bring in CSV history. Take your data with you anytime.
Sync you can see
If a bank needs attention, you'll know, and one tap reconnects it.
Your money is personal. We treat it that way.
We never see your bank password
You sign in to your bank through Plaid, the connection service used by many leading finance apps. Notch only receives your transactions and balances.
Read-only, always
Notch can see your accounts, but it can't move money, make payments or open anything in your name.
No ads. No selling data.
You're the customer, not the product. Export everything, or delete it, whenever you want.
One simple price. Everything included.
When Notch launches publicly there will be one plan with every feature, for your whole household. Early members will hear about it first.
- Budgets, bills, cash flow and forecasting
- Couples view with two logins
- Mortgage tracking and rental property P&L
- iPhone, Android, Mac and web
Questions
Which banks does Notch work with?
Notch connects through Plaid, which supports thousands of US banks, credit cards, brokerages and lenders, including Chase, American Express, Bank of America, Wells Fargo and Fidelity. You can also import CSV files or add accounts by hand.
Can my partner and I both use it?
Yes. Each of you gets your own login to the same household. Mark accounts as yours, theirs or joint, set how joint accounts split, and switch between Both, You and Your partner on any screen.
Do I need an iPhone?
No. Notch works on iPhone, Android and Mac, and in any modern browser. On your phone, add it to your home screen and it opens full-screen like any other app.
Can Notch move my money?
No. Notch is read-only. It can see balances and transactions, but it can't make payments, transfers or changes to your accounts.
I own rental property. Will this help?
That's what Notch was built for. Tag rent and expenses to each property, track mortgages from the day you closed with every payment split into principal, interest and escrow, and export a yearly profit and loss for your accountant.
How do I get in?
Join the early access list above. When it's your turn you'll get an invite code to create your account. Want to look around first? Try the live demo with sample data.
Ready when you are.
Join early access and get your invite as soon as there's room.